Warnings issued over scam targeting lone women drivers

The women are being targeted by a gang of drivers who are deliberately causing crashes, by suddenly braking in instances such as on a roundabout or at zebra crossings despite a lack of oncoming traffic, in order to make fraudulent insurance claims.

Often, the cars will pull in front of the victim and then slam on the brakes suddenly, meaning the driver can't stop in time and hits the fraudster's car from the rear.

The IFB works with insurers and police to identify where insurance scam trends are. It says that induced accidents, otherwise known as crash-for-cash, occur when a fraudster targets an innocent driver to become the 'at fault' motorist.

The bureau warns: "Fraudsters often disable brake lights on their vehicles to give the unsuspecting victim no chance of stopping in time.

"Over the years the methods have become increasingly sophisticated, involving more than one participant, decoy vehicles and fake witnesses."

Not only does this scam put the lives of innocent people at risk, the IFB also explains that victims of such scams can "lose their no-claims bonus and see their premium rise following the 'accident'."

In February, the government announced proposals to reform whiplash claims by implementing limits on compensation in the hope of tackling these crash-for-cash schemes, a move that was welcomed by the IFB.

Do you think whiplash reforms are enough to stop crash-for-cash scams?

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